We're committed to reducing the complexities and stressors for y/our policyholders. Children are particularly vulnerable to the trauma that property loss can cause. While each child will react differently based upon the circumstances and his or her age and background, the likelihood of some degree of negative impact on his or her sense of well-being and security is high. So in addition to providing exemplary, caring service to our policyholders, so that they can focus more on their loved ones, we also strive to provide the creature comforts of home. In the case of the TA CareBear Program, that comfort is found in a teddy bear.